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2019 Retirement Plan Limits

The Internal Revenue Service has announced its inflation-adjusted retirement plan contribution limits for 2019.

Deferral Limits20192018
Elective Deferral Limit for 401(k), 403(b) and 457(b) Plans$19,000$18,500
Catch-up Contribution Limit IRC 414(v)$6,000$6,000
Benefits and Compensation  
Annual Additions Limit for Defined Contribution Plans$56,000$55,000
Annual Compensation Limit$280,000$275,000
Highly Compensated Employee Limit$125,000$120,000
Key Employee Determination Limit$180,000$175,000
Limit on Annual Benefits for Defined Benefit Plans$225,000$220,000
SIMPLE Retirement Plan Contribution Limit$13,000$12,500
SIMPLE Retirement Plan Catch-Up$3,000$3,000
Social Security/Medicare  
Social Security Wage Base (Old Age, Survivors)$132,900$128,400
Individual Benefit Limits   
IRA & Roth IRA$6,000$5,500
IRA & Roth IRA Catch$1,000$1,000

*3G Retirement Services, LLC does not provide tax or legal advice. Please consult a qualified tax or legal advisor about your plan contributions.

IRS CIRCULAR 230 DISCLOSURE

3G Retirement Services LLC or its affiliates, does not provide tax or legal advice.  To the extend any communication (including any information provided by or referred to by third party sites or sources), mentions or discusses any tax matter, it is not intended or written to be used, and cannot be used by the recipient or any other person, for the purpose of (1) avoiding penalties under Internal Revenue Code or (2) promoting, marketing or recommending to another party the matter addressed herein.  Taxpayers should seek advice from an independent tax and/or legal counsel.

Information contained herein is general in nature and is not intended to constitute legal, investment or tax advice.  It is not a solicitation to buy or sell securities.

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